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Questions with Bupa International about expat issues, moving abroad

January 10th, 2014 No comments

Bonjour!

I will be enhancing my content this year to provide more insight about expat issues.

Bupa International is known for working with international expatriates, employers and families.

They were recently able to answer some of my questions below that are relevant to expat issues. Please see those questions and answers below (note British spelling at some points).

They also recently interviewed me on expat issues, and that article will be posted later.

In addition, I’d recommend checking out their free guide to moving to France, available on this page.

What issues have you seen develop for expat clients moving abroad for the first time? What kinds of information do expats seek?
Moving abroad for the first time can be both exciting and daunting, and the issues facing expats often depend on individual circumstances. Those who are taking their family with them, for instance, may have the added responsibility of finding suitable schools for their children, and so issues can sometimes relate to the standard of education and any potential language barriers they may face.

A recent study from the Daily Telegraph identified the most common issues people moving abroad requested information about. Unsurprisingly, issues such as tax, domicile and residence featured high on the list, as well as information regarding employment, visas and work permits. International health care and insurance is another important aspect of moving abroad, and one which it is crucial to read up on in order to find the best arrangement for you and your family. Many people also enquire about international money transfers and currency exchange, whilst information on the transfer of UK pensions and overseas pensions is also frequently requested.

How easy is it for expats to get coverage for their families while living abroad?
We understand that modern day life can often bring about quick changes, such as moving abroad due to work commitments. Whilst an individual may have personal health cover, it is crucial to ensure the entire family are protected by a suitable health policy. Because of this, we have made it easy to tailor your health cover during your policy, meaning additional family members can be included as and when required.

Does Bupa prefer to work directly with both international and local employers rather than freelance consultants?
We strive to work with local employers wherever possible, but depending on location it may sometimes be impossible to rely solely on local or international employers. Varying legislations around the world mean that some Partners or Brokers may be required in order to give us the coverage needed. Our focus is always on providing the best possible service.

Credits:
http://www.bupa-intl.com/

“Understanding the US Health Industry” conference June 23 in Lyon

AmCham Rhône-Alpes, ERAI and i-Care are hosting a conference on the US healthcare industry reforms in Lyon on June 23. Details and registration information below. I’ve organized AmCham and ERAI events before, I know they bring together very interesting subjects and represent great opportunities for networking as well!

Learn from medical industry players and experts from Rhône-Alpes
that have succeeded on the US market. Their experiences will help you to set up smoothly or boost your business in the United-States.

Program

9:00 – Welcome of participants

9:10 to 9:20 – Introduction by Mark Schapiro, American Consul in Lyon

9:20 to 9:30 – The life science market in Pennsylvania and the upcoming exploratory mission in the fall and the historical cooperation between Rhône-Alpes and the State of Pennsylvania, Lucyna Gravière, Responsable du service Amériques, Direction Europe, Relations internationales et Coopérations, Région Rhône-Alpes

9:30 to 9:50 – Go-to-market strategy for the US market, Pierre Olivier Goineau, CEO, ERYtech Pharma,
Erytech Pharma creates high value products for hospitals, mainly in oncology, hematology and immunology.

9:50 to 10:10 – Demystifying FDA approval? André Joly, R&D Director, Anthogyr
Anthogyr is specialized in the design, manufacturing and sales of global solutions for dental implantology.

10:10 to 10:30 – Clinical trials, comparative elements on clinical trials regulations Europe vs. USA Thomas Roche, lawyer at Roche et Associés, and a specialist in medical affairs.

10.30 to 10:45 – Underlying trends in the US health industry, Donna Willis, Faculty at Johns Hopkins School of Medicine (SOM) – Baltimore MD USA, medical education exchange program in oncology with INSERM, Claude Bernard Lyon 1 Centre Léon Bérard, also healthcare administration program with l’association GRAPH (Groupe de Recherche et d’Applications Hospitalières):

10:45-11:00 – Q&A

Download your registration form

Meeting Place
Baya Axess – Centre d’affaires de Lyon
3 cours Charlemagne
69002 Lyon – FRANCE

Access
By Train, Métro A, T1, T2 : Perrache station
By car : Perrache car park
access map

What the Health Care Overhaul Means for Americans Abroad

With the recent passing of the new health care bill in the US, I thought posting this piece from the New York Times was timely:

March 23, 2010, 11:19 AM
What the Health Care Overhaul Means for Americans Abroad
By JENNIFER SARANOW SCHULTZ
On Monday, Times reporters answered reader questions about how the health care overhaul will affect consumers. But one reader question that remained unanswered was how the legislation will affect Americans abroad. Here’s the answer.

According to Tom Rose, chairman of the Association of Americans Resident Overseas‘ Committee on Social Security and Medicare, the legislation doesn’t have any effect on Americans abroad, except that it exempts them from the penalty for not subscribing to health insurance in the United States. “That is only logical as most Americans abroad have coverage in their country of residence,” Mr. Rose said.

Similarly, the Web site of the American Citizens Abroad organization pointed out that, as of January, neither the House nor Senate bill would tax Americans abroad for not having insurance in the United States, and both “specifically exclude overseas Americans from proposed mandatory U.S. health insurance coverage.”

According to the organization, an earlier version of the Senate health plan would have taxed Americans abroad.

But the group noted on its site that provisions for financing the legislation were “likely to affect Americans overseas, whether they be additional taxes on high incomes or increased deductions for Medicare and Social Security (which would affect American-owned businesses abroad).”

How do you think the legislation will affect Americans living abroad? If you’re an expat, how do you think the legislation may affect you?

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