I will be enhancing my content this year to provide more insight about expat issues.
Bupa International is known for working with international expatriates, employers and families.
They were recently able to answer some of my questions below that are relevant to expat issues. Please see those questions and answers below (note British spelling at some points).
They also recently interviewed me on expat issues, and that article will be posted later.
In addition, I’d recommend checking out their free guide to moving to France, available on this page.
What issues have you seen develop for expat clients moving abroad for the first time? What kinds of information do expats seek?
Moving abroad for the first time can be both exciting and daunting, and the issues facing expats often depend on individual circumstances. Those who are taking their family with them, for instance, may have the added responsibility of finding suitable schools for their children, and so issues can sometimes relate to the standard of education and any potential language barriers they may face.
A recent study from the Daily Telegraph identified the most common issues people moving abroad requested information about. Unsurprisingly, issues such as tax, domicile and residence featured high on the list, as well as information regarding employment, visas and work permits. International health care and insurance is another important aspect of moving abroad, and one which it is crucial to read up on in order to find the best arrangement for you and your family. Many people also enquire about international money transfers and currency exchange, whilst information on the transfer of UK pensions and overseas pensions is also frequently requested.
How easy is it for expats to get coverage for their families while living abroad?
We understand that modern day life can often bring about quick changes, such as moving abroad due to work commitments. Whilst an individual may have personal health cover, it is crucial to ensure the entire family are protected by a suitable health policy. Because of this, we have made it easy to tailor your health cover during your policy, meaning additional family members can be included as and when required.
Does Bupa prefer to work directly with both international and local employers rather than freelance consultants?
We strive to work with local employers wherever possible, but depending on location it may sometimes be impossible to rely solely on local or international employers. Varying legislations around the world mean that some Partners or Brokers may be required in order to give us the coverage needed. Our focus is always on providing the best possible service.